Comprehensive Provisional Tax Calculator for South Africa
Welcome to your all-in-one guide for estimating South African provisional tax. This wizard will walk you through calculating your annual tax liability and provisional payments by considering all your income sources (salary, freelance, rental, investments) and relevant deductions.
What is Provisional Tax in SA?
Provisional tax is not a separate tax, but a method of paying your income tax liability to SARS in advance throughout the tax year. It helps manage tax on income not subject to PAYE deductions, like freelance earnings or rental profits, avoiding a single large bill.
Who Needs to Pay Provisional Tax?
Generally, if you earn income in South Africa beyond a standard PAYE salary – such as from freelancing, independent contracting, rental properties, or significant investment returns – you may be a provisional taxpayer. Our initial step will be to help you profile your income types to guide the calculation.
Why Deductions & Credits Are Key
For an accurate provisional tax estimate, we need the full picture. This includes not only your business-related expenses against freelance or rental income but also important tax deductions like Retirement Annuity (RA) contributions and your eligible Medical Aid Tax Credits (MTC).
Ask Amicus About Provisional Tax
Have questions about provisional tax terms like the "basic amount," different income types for IRP6, or estimation rules? Ask Amicus, our AI-powered South African tax assistant, for help.
Provisional Tax: Your Financial Details
Please select your income types below. As you select each one, the required financial input fields will appear.
Income Stream 1
For variable income, estimate your total for the year. Consider past earnings, upcoming projects, and seasonal trends.
Allowable Business Expenses
Itemize Your Business Expenses
Enter your estimated annual amounts for each relevant category below.
Allowable Rental Expenses
Enter your total annual expenses for this property. Keep all invoices.
Provide your estimated taxable investment income for the current tax year after considering any applicable exemptions.
Global Deductions & Credits
Your Provisional Tax Estimate
For the 2025/2026 Tax Year
Total Taxable Income (after deductions)
R 0
Marginal Tax Rate
22%
Total Annual Tax Liability
R 0
PAYE on Salary
R 0
Additional Tax Due on Other Income
R 0
Potential Refund from SARS
R 0
How we got there: Tax Calculation Breakdown expand_more
Your Tax Story, Simplified
Estimated Provisional Payments
You would typically need to make two payments to SARS to cover this additional tax.
1st Payment (due end of August)
R 0
2nd Payment (due end of February)
R 0
Disclaimer: This calculation is an estimate for informational purposes only and does not constitute tax advice. Always consult with a qualified tax professional and refer to official SARS documentation. You are responsible for ensuring the accuracy of your inputs and retaining all supporting documentation for any claims made to SARS.